First-time buyers who watched in dismay last year as high loan-to-value mortgages all but disappeared now have something to celebrate By Sarah Bridge, Financial Mail on Sunday Published: 21:51 BST, 15 May 2021 | Updated: 21:51 BST, 15 May 2021 Wannabe first-time buyers who watched in dismay last year as high loan-to-value mortgages all but … Read more
Homeowners could pay interest of less than 1 per cent if they remortgage, after a new home loan was launched by one of the UK’s leading lenders. TSB is now offering a two-year fixed rate of 0.99 per cent to those with at least a 40 per cent deposit who are refinancing their home loan. … Read more
My neighbour’s tree is blocking the sunlight in my garden. With every year the tree grows taller, the problem worsens. I have made a number of polite requests to my neighbour to either prune or cut down the tree, which he has rebuffed. We now get almost no sunlight in our back garden, but he … Read more
The number of first-time buyers looking to entirely fund their own deposits has rocketed with lockdown savings lessening their reliance on the ‘Bank of Mum and Dad’, new research suggests. More than two in five first-time buyers will put their extra cash to good use by paying their own house deposit in full, compared to … Read more
House prices jumped sharply again in April as a slowdown in the number of homes coming up for sale continued to hit the market. Estate agents are lapping up strong sales and a spike in buyer interest, but new listings remain woefully low, the Royal Institute of Chartered Surveyors said. Chris Stonock, an estate agent … Read more
Borrowers with 5 per cent deposits now have more than 100 mortgages to choose from, as the mortgage market bounces back. Over mortgage availability in general is back to 75 per cent of pre-pandemic levels, figures show, with rates as low as 1.27 per cent fixed for five years for those with bigger deposits to put … Read more
House prices hit yet another record high in April to reach £258,000, as buyers continue to take advantage of the stamp duty holiday. According to mortgage lender Halifax, prices were 8.2 per cent higher than they were a year ago, marking the highest annual growth rate in 5 years. This means that the average home … Read more
First-time buyers are more likely to be rejected for a mortgage than they were before the pandemic, a new study has found. Only one in five prospective first-time buyers were able to get a mortgage on their first attempt, according to Aldermore Bank’s annual survey of people who have got on the housing ladder. This … Read more
Hike in demand for house removal services before stamp duty ‘holiday’ ends is making it increasingly hard to find a company you can trust By Toby Walne, Financial Mail on Sunday Published: 21:51 BST, 8 May 2021 | Updated: 21:51 BST, 8 May 2021 A hike in demand for house removal services before the stamp … Read more
There is an argument from many experts that climate change is the biggest issue facing the planet. Rarely a day that goes by that we don’t hear about rising sea levels or the worldwide drive to cut carbon emissions – issues that we are told will eventually affect us all if they are not tackled. … Read more